Financial Expert, Intuitive Coach, Speaker, Mother, Author, and The Founder of Karmic Currency™

Sandy Fernandez is the woman who walks into a bank and read a balance sheets, command boardrooms, and reads financial statements like tarot cards because she can walk into your soul and read your energy. She’s a financial expert, intuitive coach, speaker, mother, author, and the founder of Karmic Currency™ - a transformational space where spiritual alignment and financial power come together.

Sandy Fernandez is the woman who walks into a bank and read a balance sheets, command boardrooms, and reads financial statements like tarot cards— because she can walk into your soul and read your energy. She’s a financial expert, intuitive coach, speaker, mother, author, and the founder of Karmic Currency™ — a transformational space where spiritual alignment and financial power come together.

She went through a divorce and raised her two children with grace and grit. She paid bills alone. She made lunches, took conference calls, cried in the car, and somehow still got it all done. And when her mother was diagnosed with lung cancer, she became a full-time caregiver while still holding her business — and her heart — together.

She didn’t have a roadmap. She had a mission.
And a deep knowing that something bigger was unfolding.

That’s when Karmic Currency™ was born. A business that allowed her to heal others while healing herself. A space where women could talk about credit scores and root chakra imbalances in the same breath. Where you could look at your budget and your beliefs — and understand that they’re connected. Where money wasn’t a mystery… it was a mirror.

She went through a divorce and raised her two children with grace and grit. She paid bills alone. She made lunches, took conference calls, cried in the car, and somehow still got it all done. And when her mother was diagnosed with lung cancer, she became a full-time caregiver while still holding her business — and her heart — together.

She didn’t have a roadmap. She had a mission.
And a deep knowing that something bigger was unfolding.

Now, after eight powerful years as a full-time entrepreneur, Sandy has returned to the corporate world — but this time, on her own terms. She brings with her the wisdom of both worlds: the suit and the sage, the numbers and the knowing.

She’s currently writing her second book, A Zen Girl’s Guide to Money: 100 Ways to F** Up Your Relationship With Money and How to Fix It* — a raw, funny, and powerful journey into what really keeps women stuck… and how to finally break free.

Because Sandy knows:
Money isn’t just about what you earn.
It’s about who you’re becoming while you’re earning it —
and the legacy you choose to leave behind to those you love.

Start with my book

 Money is more than a currency, it is a current that flows through our lives. Karmic Currency is holistic and yogic approach to understanding your money mindset, how to leverage your personal chakra energy to create abundance and identify which of your chakras have been hindering you from living a life of financial freedom.