Financial Expert, Intuitive Coach, Speaker, Mother, Author, and The Founder of Karmic Currency™

Sandy Fernandez is the woman who walks into a bank and read a balance sheets, command boardrooms, and reads financial statements like tarot cards because she can walk into your soul and read your energy. She’s a financial expert, intuitive coach, speaker, mother, author, and the founder of Karmic Currency™ - a transformational space where spiritual alignment and financial power come together.

You’ve got the business.
You’re bringing in the money.
You’re doing all the things…
So why does it still feel like the banks are playing
a game you were never invited to?

A guide to becoming bankable, fundable
and financially fluent.

Inside this self-paced course, you’ll learn my signature BANK™ Method, the exact process I’ve used to help thousands of entrepreneurs finally get their financial house in order — and their business in front of the right lenders, with the right documents, the first time.

Stop signing up for mindless mindset and positive thinking courses...
this is what you have been searching for!

Come and unlock the power of your chakra energy!

You’ve always known there was something more, you know there is something missing from those other courses, coaches and teachers but you were unsure exactly what it was.

That's because other courses miss the connection to the power of the chakras and your energetic body. Unlock the power of your chakra energy, raise your vibrations and change your relationship with money today.

Karmic Currency

Start with my book

 Money is more than a currency, it is a current that flows through our lives. Karmic Currency is holistic and yogic approach to understanding your money mindset, how to leverage your personal chakra energy to create abundance and identify which of your chakras have been hindering you from living a life of financial freedom.

The Reviews From Real People

 

"My name is Regina Rosa Celeste, and I’ve had the amazing privilege of working with Sandy and Karmic Currency. I absolutely love this work—combining chakras and money deeply resonates with me. Growing up, money felt like a dirty word, and I’ve spent my life working to shift that mindset. As an intuitive healer and spiritual person, it’s been a challenge to accept money, but this experience has been powerful and healing."